AML/KYC Policy
Ukr.Exchange’s AML/CTF Policy and Crypto Deposit Rules
Ukr.Exchange strictly adheres to international standards and legislation regarding anti-money laundering and counter-terrorist financing (AML/CTF). We use automated risk analysis to prevent any unlawful use of the platform.
What is strictly prohibited:
* Laundering of funds obtained through criminal means
* Financing of terrorism or extremist activities
* Fraud, theft, hacking and related operations (scam/fraud)
* The purchase or payment for prohibited goods and services
* Circumvention of sanctions and interaction with sanctioned persons/addresses
How risk is assessed (Risk Score)
The risk of each transaction is calculated based on the following factors:
* The type and nature of the assets being transferred
* The origin of funds (for incoming transactions)
* Purpose of the funds (for outgoing transactions)
* Full transaction history of the sender and recipient addresses
Risk levels:
* 0–25% — No risk — clean funds with no suspicious links
* 25–50% — Low risk — minor links to ‘bad’ addresses, but no critical factors
* 50–70% — Medium risk — questionable links; some exchanges may reject such cryptocurrency
* 70–90% — High risk — address linked to illegal activity
* 90–100% — Critical risk — direct involvement in illegal activity
Rejection criteria
An application may be rejected if the overall risk exceeds 50% or if the score for individual categories (indicators) exceeds 5/100.
The service analyses both individual transactions and the entire wallet history (where funds came from and where they went).
The risk score is updated automatically when there is new activity on an address or when data from analytical services is updated.
Prohibited high-risk categories:
Gambling/Betting, Darknet Markets, Scam/Fraud, Mixers & Privacy Tools, Ransomware, Malware, Terrorist Financing, Sanctioned Addresses, Stolen Funds, Child Abuse/Material and others.
Application requirements
* It is recommended that you send funds to yourself. When transferring to a third party, you confirm that you have access to their wallet and accept all risks.
* All information provided must be up to date, complete and accurate.
* It is prohibited to use TOR, anonymous VPNs or proxies when creating an application.
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Prohibited and high-risk sources
Deposits from the following platforms may be automatically rejected or require additional verification (list subject to change):
CommEx, Payeer, Grinex.io, Garantex, Bitpapa.com, NetEx24.net, Yobit, Hydra Market, Tornado Cash, Blender.io, Lazarus Group, Genesis Market, ChipMixer, Shinbad.io, Rapira.net, Capitalist, Wasabi Wallet, Stake, Mega Darknet Market, etc.) from any Iranian exchanges (for example, Nobitex.ir, arzpaya.com, abantether.com, exonyx.org
Actions to be taken if risks are identified
In the event of elevated or high risk, the service reserves the right to:
* Suspend the transaction
* Request KYC and proof of the source of funds
* Reject the application
Documents required for verification:
* Proof of identity
* Photo holding the document
* Proof of wallet ownership
* Description and evidence of the source of funds
* Transaction details (TXID, screenshots, etc.)
Refunds
In the event of a block due to AML reasons, the refund will be processed within 72 hours of the decision being made.
Refund requests are only accepted from the email address specified in the application.
Limitation of Fees in AML Procedures
In our systеm, when creating an order, the client confirms whether they have passed or not passed the AML check. This information is recorded in the admin panel for each order.
In accordance with this, we establish the following rules for charging fees upon refund:
* If the client confirms that they have passed the AML check (KYC/SoF) and the legitimacy of the funds has been verified — the refund fee will consist of only the blockchain network fee (network fee). No additional service fees will be applied.
* If the client confirms that the AML check was not passed — the refund fee will be 10 USDT + blockchain network fee.
Sanctions and geography
Transactions with individuals, addresses or companies on the sanctions lists of OFAC (USA), the UN, the EU and Canada are prohibited. The service may restrict service provision in high-risk jurisdictions in accordance with FATF recommendations.
Data transfer
Information may be transferred to competent authorities, by court order or at the request of payment systems.
Conclusion
By using Ukr.Exchange, you confirm that you have read this AML/CTF policy and undertake to comply with it.
The service reserves the right to refuse service, suspend or cancel any transaction should risks be identified. We use data from the leading AML provider, BitOK, to carry out checks and ensure maximum security.